A) Planning and prefunding your funeral

B) Make you your wishes known

C) Feel confident in your decision

D) Planning for funeral and cemetery costs

E) Providing for the funeral and cemetery  

F) Choosing your payment method

G) What happens when the need arises?

H) Choosing your way

I) Save your family from stress

J) Preplanning and prefunding make sense

K) Who should consider arrangements in advance?

Let peace of mind and financial security be your gift to your family - today

Contact us today to schedule an appointment with one of our counsellors or call 506-696-3565

Planning and prefunding your funeral

Every year, millions of North Americans arrange their funerals and cemetery programs in advance. They explore their options for a ceremony, they discuss costs and they set up a plan with the professionals in their community to ensure they will have the funeral and cemetery they choose.

Why do they make these plans? Because it’s one of the most selfless things they can do for their family and friends.

An old saying tells us that caring for the departed is the highest form of kindness, because it can never be repaid. In the same way, bring peace of mind to our loved ones when they can no longer repay us is a gift of love to those we cherish.

Prearranging and funding your funeral and cemetery arrangements can take away uncertainty about your wishes, eliminate potential disagreements, and remove financial concerns. FamilySide provides an economical life insurance program to assure cash for future funeral expenses whenever the need occurs, anywhere in the world.

Make you your wishes known

By preplanning your funeral and cemetery programs, you will relieve your loved ones of difficult decision-making, and you will gain the peace of mind that comes from knowing your wishes will be carried out.

Contact us today to schedule an appointment with one of our counsellors or call 506-696-3565

Feel confident in your decision

Once you have chosen to preplan, your counsellor and funeral director can be of tremendous help in guiding you through the process. Our counsellors and the funeral directors are dedicated to helping families cope with loss and plan for a service that is truly a tribute to your life.

We, understand the difficulty and pain that families experience when a loved one is gone. Nothing can take away the pain, but we can help ease the burden of uncertainty about final arrangements.

Planning for funeral and cemetery costs

After you have explored the options, you arrange the finances. Most of us have little experience with the cost of a funeral and cemetery program, and now is the time to eliminate any surprises. After working with one of our counsellors, you can easily arrange for payment in advance through a preneed policy.

In New Brunswick an average funeral costs approximately $6,000. To $7,000. Cemetery charges and the cost of a memorial or monument are extra. We can also expect these prices to increase over time due to inflation.

A funeral and cemetery program is an essential expenditure, and a little planning will eliminate the uncertainty about costs and payment.

Contact us today to schedule an appointment with one of our counsellors or call 506-696-3565

Providing for the funeral and cemetery

Many families rely on different funding methods than prefunding their funeral and cemetery. A look at the most common alternatives will show why planned funding with a preneed policy is a better approach. You should talk with a professional about your options.

1. Life Insurance

A traditional life insurance policy can meet several needs - pay off loans, fund education costs, and provide for living expenses. Funeral and cemetery expenses may not be adequately covered. In addition, submitting a life insurance claim can take time. It’s much simpler to fund the funeral and cemetery arrangements with a FamilySide preneed insurance policy in advance. We at Ocean View can help you choose the right amount of coverage and provide the service without a lengthy claims procedure.

2. Savings

A long illness can easily deplete short-term savings, while taxes, probate fees and early withdrawal penalties can reduce long-term savings. Savings may be tied up in legal complications or may otherwise be unavailable at the time of death. The preneed insurance policy is a simpler and more secure approach to pay for a funeral.

3. A funeral trust

A funeral trust is similar to a savings plan. Taxes and other penalties may reduce your available funeral funds.

4. Friends and relatives

Asking your close friends and relatives to share an unexpected financial burden puts both them and you in an embarrassing and uncomfortable position. And if you borrow money, it must be repaid.

A preneed insurance policy eliminates all of these concerns.

Contact us today to schedule an appointment with one of our counsellors or call 506-696-3565

Choosing your payment method

You can pay for your policy all at once, or through a range of convenient payment plans. One of our counsellors can review your options with you.

What happens when the need arises?

At the time of need, funds are available immediately, with no complicated claims procedures. When you have a refunded policy, FamilySide can pay the funeral home directly in most cases. In many instances, a telephone call to Ocean View is all that’s needed to initiate the payment process for your loved ones.

Contact us today to schedule an appointment with one of our counsellors or call 506-696-3565

Choosing your way

Many of us make careful plans for contingencies that rarely happen, but we neglect to plan for the inevitable. Arranging a funeral and cemetery program in advance is more important than ever, today’s social traditions adapt to the demand for creative, personal legacies. With more options to choose from, it’s more important to make plans in advance.

Save your family from stress

If planning your own funeral and cemetery program today seems difficult, imagine how hard it would be for your loved ones to plan for it at the time of need.

You can save your family that added burden at a time of great emotional stress by taking the time now to reflect on some very important decisions.

Contact us today to schedule an appointment with one of our counsellors or call 506-696-3565

Preplanning and prefunding make sense

• You free your loved ones from the emotion and financial strain of making arrangements in their most difficult hours.
• You arrange all details to reflect your own wishes, and your surviving family members will not have to decide the type and cost of your funeral service and cemetery program.
• You can choose any funeral home you wish at the time of need.
• You control the cost and get the benefit of today’s lower prices.
• Terms to suit your budget
• you have peace of mind that comes only from taking care of such an important decision.
• Decision are made together - giving you peace of mind because the decision is not made alone.
• You can purchase this plan regardless of your age or physical condition.

Who should consider arrangements in advance?

     - Retirees and those considering retirement. By planning now, you make sure that your funeral and cemetery program will reflect your wishes at the cost you choose today.

    - Those living alone. You will enjoy peace of mind knowing that the funeral and cemetery plans are complete, since there may be no one else to make the arrangements.

    - those planning on Canada Pension Plan death benefits. You will need to understand this program.

    - Those who simply wish to help their families. You will lift the burden of the decision at a difficult time.

    - Those with strong preferences for their funeral and cemetery requirements. You can be sure your wishes will be fulfilled.

   - Those who benefit from social assistance programs. You need to know how to maximize eligibility through prearrangement.

Contact us today to schedule an appointment with one of our counsellors or call 506-696-3565

Let peace of mind and financial security be your gift to your family - today